Addition to my insurance sage....
Basically I tried chill insurance online for fun. Best quote they could get me was 1k ish fully comp. Their agent called me later and offered better deal with all bells and whistles for 850 quid. I couldn't go for it as my account is born dry at the moment. The funniest thing follows. I asked them would they know why my insurance with 123 has gone up dramatically? They revealed the truth I believe. They said that last year when 123 took in to account my 3 years no claims named driving experience I got massive discount by their words. Now this year that discount doesn't apply to my policy so it's sort of working out that all that discount is taken off and big insurance fee is added back. I said what about insurance fees etc., they go up as well. They said that's not the main reason for my skyrocketing jump of my insurance.
So if this is true it works out like if I bought half priced table in IKEA one year and came back another year and bought chair I'd end up paying price of table for chair coz discount from table would be converted in real price and added to chairs value

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Well, in this case I can say INSURANCE ROBBERS

I still have few more weeks till renewal date, so if anyone has good broker or insurer in mind post give me a shout
