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Insurance - what are you paying?
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TOPIC: Insurance - what are you paying?
#5205
Insurance - what are you paying? 2 Years ago Karma: 8
What is the craic people, havnt been on here in a while, due to college commitments.

Just wondering what price are you paying for insurance on your 2?

Got my quote from Hibernian recently - €1100, up from €900 last year. Shopped around some online sites and both Quinn and 123.ie are the best so far coming in at around the €800 mark. Just wondering does anybody know - do these companies allow driving of another car when being insured by them? I know Hibernian allowed this, it was handy to just jump into a mates car and drive when the MR2 was being fixed.

I will try and get Hibernian down to that as they should be well fit to match €800 in my opinion.

Car is Rev3 1994 N/A, 4 years no claims, driving licence held for 7 years, no points and im 24.
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#5206
Re:Insurance - what are you paying? 2 Years ago Karma: 22
im 22 with 4 years no claims and im payin 816 on a rev 3 turbo with quinn!i think for price u wont get better than them.i have like a third party extension r something its called which allows you to drive any car that isnt in your name as long as its nct'd i think.
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#5207
Re:Insurance - what are you paying? 2 Years ago Karma: 8
Thats a serious decent price for turbo insurance, did you have to request that third party extension or is it automatically in every Quinn policy do you know?
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#5212
Re:Insurance - what are you paying? 2 Years ago Karma: 22
well i rang and asked them about transfering my insurance for a few days and they said they do this third party extension so that you can drive any car without the owners permission as long as its nct'd.ya its a good price alright.im probably jus gonna go fully comp anyway this time coz its only bout 150 extra.
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#5213
Re:Insurance - what are you paying? 2 Years ago Karma: 235
From my experience, the only time you need to transfer youre insurance is if the car (friends car etc) isnt insured, but otherwise you should be allowed to drive anybodys car as 3rd party as long as you get their permission to drive it, My quote is 980 but i wrote off someones car a about 4 yrs ago but turbo was coming in at the same price as a N/a which made my mind up to go for a turbo, If you want fully comp on your friends car then he has to ring his insurance company and put you on his poilicy as named driver.
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#5219
Re:Insurance - what are you paying? 2 Years ago Karma: 73
£1200 roughly on a rev3 turbo. I'm 25 with 1 years no claim and my gf with 0 no claim
is on it alwell

edit: that's win Quinn. First year was 2 grand.
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#5241
Re:Insurance - what are you paying? 2 Years ago Karma: 3
i'm paying €700 wit quinn i'm 23 wit 5yrs no claims and full licence thats on a turbo, quinn cover you wit 3rd party once you have a full licnce and the owners permision .
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#5346
Re:Insurance - what are you paying? 2 Years ago Karma: 10
under me dad on mr2 last yr ins was 1200. got quote in for this yr in aug went up to 2k 23yrs old full licence 2yr driving 6yrs. have no points or crashes touch wood. couldn efford so parked car up. driving swift now as cheap run around and ins is 500. rang ins company to see how much the 2 is on my own they wont quote me. so rang quinn the same. rang aviva as ins tru them but tru broker 6.5k they want. so chanced arm at axa they said ive to be 27yrs and have 5yr no claims. i dont care money still going into the 2. they will have to ins some day. O god i hope they do.
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#5350
Re:Insurance - what are you paying? 2 Years ago Karma: 235
Try Glennons(brokers), you never know

www.glennons.ie/contact/
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#5796
Re:Insurance - what are you paying? 1 Year, 12 Months ago Karma: 6
Quinn giv out the best quotes, but they screw ya on evrytin else.. 2yrs ago i got a quote of €1030 on a Rev 2 Turbo, never taut bout no claims protection, car was burnt 2 a crisp so claimed it bck, bastards took 4yrs no claims and increased me policy 2 €1756... Needless 2 say, i left Quinn, now i am insured 4 €125 on my MK1 "1987" and hopefully getn a Rev 1 "1990" on Thursday, insurance on dat will b €220... In dis recession crunch, old skool is d way forward As u all shud b aware, u must b ovr 25, full licence, and hold a valid evryday use policy 2 avail of classic insurance Hibernian shud reduce der price a bit, but i tink u hav betr cover wit dem either way, ie: break down, windows, locks & keys etc....
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#5809
Re:Insurance - what are you paying? 1 Year, 12 Months ago Karma: 265
wow awesome. But what age does the car have to be to get classic insurance? and can you drive it everyday or is it just weekends etc? I have a 1992..
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#5812
Re:Insurance - what are you paying? 1 Year, 12 Months ago Karma: 76
Quandry wrote:
wow awesome. But what age does the car have to be to get classic insurance? and can you drive it everyday or is it just weekends etc? I have a 1992..

15 years+
I have classic on mine it's 93
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#5820
Re:Insurance - what are you paying? 1 Year, 11 Months ago Karma: 6
ricky2 wrote:
Quandry wrote:
wow awesome. But what age does the car have to be to get classic insurance? and can you drive it everyday or is it just weekends etc? I have a 1992..

15 years+
I have classic on mine it's 93



@ ricky2, Who are u insured wit, ive changed my car so i could avail of classic insurance....
Its 20yrs for classic insurance, 30yrs for vintage.. Ive nevr heard of any1 doin it at 15yrs!!!

@ Quandry, as above for year of car, and u can travel up to 5K miles in a year.. Only catch wit it is, its only 3rd party fire and theft, so any mistakes on d road cud be costly 2 urself... I drive mine evryday. I 4got 2 mention an addtional €25 charge, its for a vintage owers club for d year "IVETA" IRISH VINTAGE ENGINE & TACTOR ASSOCIATION...
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#5822
Re:Insurance - what are you paying? 1 Year, 11 Months ago Karma: 265
@ ricky2, Who are u insured wit, ive changed my car so i could avail of classic insurance....


+1
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#5824
Re:Insurance - what are you paying? 1 Year, 11 Months ago Karma: 235
I had a look into this last month, and it really depends on luck, someone like www.brophys.ie stipulate the car must be 25 yrs old or 21 yrs if you already have it insured as classic, but then ive heard of people getting a quote through them for a younger car via AXA who refused it in the 1st place, Aviva(hibernian) are '88 or lower with <5,000 miles a year, first ireland were 20yrs but offered different mileages, and others stipulate that you must also be part of a classic cars member club, as well as have a daily commute car insured, The best bet is to ring direct rather than go online as you may get a nice person at the other end which would make a difference, once you get your 1st policy on the car then it seems to be alot easier from then on, In the end I parked up my Almera and just insured the 2 and claimed back the motor tax on the almera to pay for tax on the 2, I may have a look at it again in april but its really the tax end of it that doesnt make it too worth while for me, would be interested to know how you get on and what response you get from the various companys
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#5832
Re:Insurance - what are you paying? 1 Year, 11 Months ago Karma: 235
Read from bottom up: looks positive

-----Original Message-----
From: Internet Quote [mailto:autoreply@axa.ie]
Sent: Tuesday, February 16, 2010 12:14 PM
To: Edmonds, Dave
Subject: RE: Quote Queries (#6923-164249199-4251)

Hi Dave,

If you have a full no claims bonus and a full licence, give us a call on 1890 282820, we can definitely do something for you.

Thanks


AXA Internet team.
AXA Insurance Limited
Wolfe Tone House,
Dublin 1.
1890 282824

Please Do not Reply to this E-Mail
If you need to contact us log on to www.axa.ie -----Original Message-----
From:
Sent: 16-Feb-2010 10:19:04
Subject: Quote Queries

The following message was sent at 16/02/2010 10:13:22

Hi, I was just wondering what you classify as classic insurance, I drive an 05 during the week and a 95 at weekends?
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#5836
Re:Insurance - what are you paying? 1 Year, 11 Months ago Karma: 265
Will they cover Jap imports and are mods ok?
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#5841
Re:Insurance - what are you paying? 1 Year, 11 Months ago Karma: 8
Just a quick reply to say I got insured with Quinn Direct at €753 for rev3 n/a 4 years no claims and driving for 7 years, third party fire and theft, cheapest quote I could find, and yes I'v heard they're policies may be the worst if a crash occurs, but unfortunatly money talks more these days.
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#5842
Re:Insurance - what are you paying? 1 Year, 11 Months ago Karma: 5
Wow. I have heard insurance in the UK is outrageous. I guess it depends on the exchange rate at the time too. When I first got my MR2 turbo the insurance was about $1300 per year. I was 24 at the time. In the US insurance drops drastically at 25 or when you get married.

Now I am 35 and my wife and I pay about $3000 per year TOTAL for:

2008 Nissan Pathfinder
2007 Toyota Tundra 5.7 V8
1991 Toyota MR2 NA automatic (liability only)
1991 Toyota MR2 Turbo on classic policy with $18,000 agreed coverage
1993 Toyota MR2 Turbo on classic policy with $12,000 agreed coverage
1978 Ferrari 308 GTS on classic policy with $26,000 agreed coverage

The classic policy limits my mileage to 3500 miles per year on the turbo MR2's and the Ferrari, but now that I am a grown up (haha) with a kid it's not a problem since we usually drive the Tundra or Pathfinder.

Aaron
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#5844
Re:Insurance - what are you paying? 1 Year, 11 Months ago Karma: 265
ATS_Aaron wrote:

1991 Toyota MR2 NA automatic


huh?
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#5845
Re:Insurance - what are you paying? 1 Year, 11 Months ago Karma: 5
Haha. It's actually a really nice little car. It's 1 or 2 owner, perfect interior. Great commuter, gets 30+mpg on the freeway. I've got plans for though, including a complete 5 speed (and gen 3 + TD06) swap.
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#5846
Re:Insurance - what are you paying? 1 Year, 11 Months ago Karma: 265
haha

Well if you're modifying, why not stick with the auto and pop in a V6?.... Would still be a good cruiser that way.
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#5851
Re:Insurance - what are you paying? 1 Year, 11 Months ago Karma: 76
Amps wrote:
[quote]
@ ricky2, Who are u insured wit, ive changed my car so i could avail of classic insurance....
Its 20yrs for classic insurance, 30yrs for vintage.. Ive nevr heard of any1 doin it at 15yrs!!!

My insurance is with foot man james a uk company not sure if they do the south of ireland
£300 fully comp agreed value at £3000 + all mods declared
my cousin lives in the south of england and pays half that for a 928 porsche
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#5852
Re:Insurance - what are you paying? 1 Year, 11 Months ago Karma: 76
Taken from the AA web site

Cover for classic and collectors' cars
Trying to find cover for your classic car? If you're over 25 years old and your car is standard build, over 15 years old and you do less than 7,500 miles a year,
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#5854
Re:Insurance - what are you paying? 1 Year, 11 Months ago Karma: 6
ricky2 wrote:

My insurance is with foot man james a uk company not sure if they do the south of ireland
£300 fully comp agreed value at £3000 + all mods declared
my cousin lives in the south of england and pays half that for a 928 porsche [/quote]

Im living the wrong side of the border, 15yrs for a classic!!! Ive had several cars dat i got rid of bcos of insurance costs
I must look into it, see if i can get cover down dis end, i hav an address in Cavan dat i can use, mite b a bit betr den usin a Dublin address
Cheers 4 the info pal....
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#5868
Re:Insurance - what are you paying? 1 Year, 11 Months ago Karma: 22
Just renewd mine yesterday! €753 fully comp on a 25 year old with full ncb, living in dublin doing <5000 miles based on a tubby with all the trimmings open drive, proteced ncb blah blah blah with 123.ie

ALSO

just for the laugh i got a quote on a 1994 porsche 911 993 turbo worth €100,000 for €1,500
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#6052
Re:Insurance - what are you paying? 1 Year, 11 Months ago Karma: 6
Looked into this just now "as i was insuring my 1990 2" Here's the price's ive been quoted for different age cars:

15 - 19 years €320

20 - 24 years €220

25 + years €125

Plus €25 for membership in Vintage Club
Must be 25yrs with full licence, hold normal day to day policy, 5000miles, third party only...
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#6054
Re:Insurance - what are you paying? 1 Year, 11 Months ago Karma: 213
Amps wrote:
Looked into this just now "as i was insuring my 1990 2" Here's the price's ive been quoted for different age cars:

15 - 19 years €320

20 - 24 years €220

25 + years €125

Plus €25 for membership in Vintage Club
Must be 25yrs with full licence, hold normal day to day policy, 5000miles, third party only...


Who did you get this from, can you give me the phone number and a name to contact. I need to insure my car and am getting quotes from €700 to 1400 euro. The figures you quote are much nicer.

Now I need to transfer ownership to my misses pronto.
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#6055
Re:Insurance - what are you paying? 1 Year, 11 Months ago Karma: 265
Amps wrote:
Looked into this just now "as i was insuring my 1990 2" Here's the price's ive been quoted for different age cars:

15 - 19 years €320

20 - 24 years €220

25 + years €125

Plus €25 for membership in Vintage Club
Must be 25yrs with full licence, hold normal day to day policy, 5000miles, third party only...


Sorry did you say this is in the Republic or up north?... I think a lot of peeps down here in 'rip off Ireland' would be very interested in these figures..
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#6056
Re:Insurance - what are you paying? 1 Year, 11 Months ago Karma: 213
I think Amps is refering to the south as his price quotes are in €€€€. This could be an item of considerable value to the members on the site as it would drop at least 75% of the members insrance costs.
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