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Insurance
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TOPIC: Insurance
#541
Insurance 2 Years, 5 Months ago Karma: 164
Okay, not sure there is much we can do to get a deal with an insurance company but we're looking into it.

In the meantime, might be an idea for people to post up who they are with, how many years with them, how many years drivng, full/provisional licence etc and quote you have. NOTE do no post names, regs etc !

I'll start

I started off with St Paul (only compay who would take me on my first MR2) and then moved onto Hibernian after a year or two. Was with them for 6/7 years and insurance on my MR2 turbo was always in and around 700-750 (TPFT).

In year just gone, I got my sw20 Spider and Hibernian put my insurance up to 1070 ! (sw20 Spider is clssified as category X because they never heard of it !).

Anyway, went to St Paul / Travellers (not a halting site !) through 123.ie and got a fully comp quote of only 518 euros Car is insured as a G-Limited with a note on it to say it is a convertible.

I'm 39, been driving a long time, max no claims bonus, full licence.
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#546
Re:Insurance 2 Years, 5 Months ago Karma: 101
I'm 22 driving since i turned 17 but have only had a car for last 3yrs, I'm paying €1500 fc with 3yrs ncb, no points
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#565
Re:Insurance 2 Years, 5 Months ago Karma: 211
Last renewal was €580-00 TPF&T, two penalty points including named driver. Both with full licences and NCB's plus its a second car restricted to 8000KMs P/A. 36 Years old, named driver 30 years old.
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#566
Re:Insurance 2 Years, 5 Months ago Karma: 101
forgot to say I'm with Quinn Direct, moved from Hibernian because they wanted €2,100 tpft when i got the '2, gtfo
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#567
Re:Insurance 2 Years, 5 Months ago Karma: 53
I'm with Quinn. They seemed to be the only place that would give a competitive quote for me. Been with them 3 years now. I'm 23, 0 points and 4 years NCB. Paying €1080 fully comp on my tubby.
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#569
Re:Insurance 2 Years, 5 Months ago  
900 euro, fully comp with other vehicle driving and pretty much any other extra you could think of including open drive for drivers over 28 (28 - where'd they pull that figure from), with AXA direct. I'm just gone 30 with 7yrs+ NCB and 2 points ( that I got in a poxy ford transit connect). I'm happy with that. O that's on a Mk3 btw.
Irl Mr-s

Last Edit: 2009/08/31 20:43 By .
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#587
Re:Insurance 2 Years, 5 Months ago Karma: 7
2 years no claims, mr2 turbo, 23 years old, 1200 i think it was this year for me (TPFT), Its pretty good, probably because i live in the arse hole of nowhere but i definatley can't complain with the price, i'll be shopping around come renewal time in December though. Oh and i'm with Quinn Direct too, the only people who would even think about insuring me.
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Last Edit: 2009/08/31 21:56 By MOG.
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#589
Re:Insurance 2 Years, 5 Months ago Karma: 2
Im 32 and driving since i was 17.
Have no points and full no claims.
Cost a little over 500 but im not sure who i am with, as its my brother in law who does it for me.
Just a n/a rev 3 so not like you turbo boys.
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#592
Re:Insurance 2 Years, 5 Months ago Karma: 4
Currently with Quinn who want 723.66 renewal, but checked out 123.ie and got a quote for 639.46 fully comp with full NCB protection. I'm 30 8 years ncb and full license for 10 years
Oh yea, and it's a turbo
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#613
Re:Insurance 2 Years, 5 Months ago Karma: 2
I'm 25, full licence and 3 Years NCB. Paying €850 fully comp on the turbo with AXA.
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#617
Re:Insurance 2 Years, 5 Months ago Karma: 44
Feck it!!! I just renewed mine and I'm paying 1,450 on a n/turbo and I've 3yrs ncb WITH A fULL LICENCE, 29 yrs of age! I'm SICK!!
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#618
Re:Insurance 2 Years, 5 Months ago Karma: 53
Who were insured with if you don't mind me asking?
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#622
Re:Insurance 2 Years, 5 Months ago Karma: 101
Mr2 Gal wrote:
Feck it!!! I just renewed mine and I'm paying 1,450 on a n/turbo and I've 3yrs ncb WITH A fULL LICENCE, 29 yrs of age! I'm SICK!!

You're paying about the same as me and I've a non turbo too, who are you with?
Welcome to the club too, whereabouts are you from?
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#629
Re:Insurance 2 Years, 5 Months ago Karma: 3
The car is my wifes , she has it insured with Quinn , it was €800 last year with 1 years ncb , its up for renewal this month .
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#635
Re:Insurance 2 Years, 5 Months ago Karma: 262
Mr2 Gal wrote:
Feck it!!! I just renewed mine and I'm paying 1,450 on a n/turbo and I've 3yrs ncb WITH A fULL LICENCE, 29 yrs of age! I'm SICK!!

Hmm you should try Ladystar or something, I think they're more pro-girl drivers.

If it helps any, my insurance dropped a lot after I hit 30 and 5 years ncb.

Welcome to the board

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#642
Re:Insurance 2 Years, 5 Months ago Karma: 73
1st year was a few quid short of £2k, with my girlfriend added (booth our first year driving 24 and 22.second year is now £1200 for both of us. which isnt bad. its with quinn.
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#745
Re:Insurance 2 Years, 5 Months ago Karma: 44
Hey!! From Baldoyle, have had my N/Turbo for almost 2 yrs! I'm with Hibernian and they're creasing Me Big Time, I rang around loads, St Pauls, Britton, 123.ie, Quotme.ie, Quinn..... I've a pain in my Ass now at this stage, but I love the Car too Much to not have my Fully Comp and the Extras You get with Hibernian! I'll wait till I turn 30 in 4months and see what happens then!!
You all headin to Jap Fest???
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#749
Re:Insurance 2 Years, 5 Months ago Karma: 262
If you're getting silly quotes then call First Ireland. They are brokers and get a better rate. When I first moved to Ireland none of the 'cartel' would take my Australian insurance history so it was as if I'd never been insured. First Ireland got me a good deal and on the insurance ladder. They're worth a shout.

www.firstireland.ie
01 624 4751
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Last Edit: 2009/09/02 18:49 By Quandry.
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#909
Re:Insurance 2 Years, 5 Months ago Karma: 5
Thank god i don't live south of the border those prices are shocking. I'm 36 full NCB, 3 points for speeding (bar stewards got me overtaking a lorry at the end of an overtaking lane) and i just paid £342.50 fully comp with protected NCB for my Rev3 tubby. Would have been even cheaper but for my address......
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#938
Re:Insurance 2 Years, 5 Months ago Karma: 22
im 22.full licence.live in county cork.started driving wen i was 18.have 4 years ncb.drive a 95 turbo.with quinn direct at the moment payin 816 euro.not bad i think but quinn are awful to deal with..
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#1317
Re:Insurance 2 Years, 4 Months ago Karma: 3
Howdy all,

Just joined as im looking at getting an Mr2 in the a couple weeks,but aint got much of a budget.Been roughly quoted by my current insurance for bout 1200 with 2yncb.Im 23 but only have 1yr full licence,2yr overall.Not suprised at the quote,specially as they said t'wud make no diff if twas a tubro.

Just curious who might give a better rate?Also need some buying advise but will post that on a diff thread.

Cheers...
Dr.Murriarty
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#1324
Re:Insurance 2 Years, 4 Months ago Karma: 101
who are you with now? Quinn seem to be the best for young drivers and that quote you got seems very decent so i'm gonna put my neck out and say you're already with Quinn?
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#1329
Re:Insurance 2 Years, 4 Months ago Karma: 262
If you can get an older relative to insure it and then get listed as a named driver you might get a better deal... you also then get to build up your 'driving history' in the insurance companies eyes.

Unfortunately you get slapped with insurance costs on any car in Ireland until you're 30+
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Last Edit: 2009/09/12 10:43 By Quandry.
If you're suffering from lag, you're either in the wrong gear or the wrong car!

How to post pics!
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#1544
Re:Insurance 2 Years, 4 Months ago Karma: 22
Wow its amazing how different some of those prices are!!!
Im 24, 4 years NCB, in Dublin subs with every extra possible on the policy.
Mine was €2,500 last year comprehensive then when renewal came round in Feb 09 it went down to €1,300 including the 10 monthly payment option. Rang to see if something was wrong (cos of the price drop) and the lovely lady brought it down to €1,000. Didnt even ask for it
oh yeah its a 95 tubby insured with hibernian!! YES HIBERNIAN!!
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#1547
Re:Insurance 2 Years, 4 Months ago Karma: 7
5 years driving 5 years no claim payin 820 on mr2 tbar import( no turbo on log book not my fault the vrt cleared it as a non turbo ) quinn direct
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#1556
Re:Insurance 2 Years, 4 Months ago Karma: 3
€150 for my mk1

classic insurance.

In 10 years time hopefully the tax and nct will be buttons too!

That is unless it rusts first
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#1559
Re:Insurance 2 Years, 4 Months ago Karma: 262
wow! hold old do they have to be to get on Classic insurance? and who do you get it through?
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#1562
Re:Insurance 2 Years, 4 Months ago Karma: 3
20 years old, you have to join a classic club and get a garage to look at it and stamp form.

The snag is, you also need a daily car insured, so your classic is your second car and milage is limited. Otherwise, the insurance would be about 330 euro (36 and full ncb no points),
The company is called o'Riordan in cork.

This means 1990 mk2 turbos/na will be classic next year!!
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#1565
Re:Insurance 2 Years, 4 Months ago Karma: 262
wow, only three years to wait for me. Thanks for the tip!!!

Rev 1 Mk2's came out in '89 so they could go this year - I wonder will they go up in value now
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#1623
Re:Insurance 2 Years, 4 Months ago Karma: 3
Yup Quinn,judging by other comments they seem best,specially for my age/experience.They even said twud be the same price turbo or non!But wudnt insure a t-bar 4 sum reason...
Dr.Murriarty
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