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Insuring an Import
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TOPIC: Insuring an Import
#67105
Insuring an Import 5 Years, 3 Months ago Karma: 4
Hi Guys,

Can somebody tell me what's the story with more expensive insurance on imports ? Why is it like that ? What's the logic behind it ?
Dammage83
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#67106
Re: Insuring an Import 5 Years, 3 Months ago Karma: 29
Imports seem to have alot of extras also put out slightly more power.
Some are modded in other countrys before imported..
Stupid really...
st182r
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#67107
Re: Insuring an Import 5 Years, 3 Months ago Karma: 154
Parts are usually more expensive to get, imports quite often have a better spec compared to their UK/Irish counterparts and are usually easier stolen (this applies to older cars pre 2000).
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Last Edit: 2014/06/09 14:18 By Infamous.
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#67108
Re: Insuring an Import 5 Years, 3 Months ago Karma: 29
They wouldnt insure my jap import Pajero, all they were asking wad there an aftermarket exhaust on it even tough it was a diesel.
Most of them wont even insure German imported bmw,s or audi,s.
st182r
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#67109
Re: Insuring an Import 5 Years, 3 Months ago Karma: 137
Insurance companies are legalized robbing w@nkers.
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#67112
Re: Insuring an Import 5 Years, 3 Months ago Karma: 4
Couldn't agree with you more Marty ! F..... 3100eur for the insurance.... Driving cars since 2001 in EU, being 31 and still getting a price like 19 year old knuckle head. Why isn't shi*** european union not doing anything about it? If let's say i had my car driven and insured anywhere in EU they should honour my no claim bonus anywhere in EU. But nooooo, those thieving bastards can make there own rules. This is pure extortion at it's best! I could understand that they might be worried about insuring left hand drives but better equipped right hand drivers? Come on... An Irish car with the same horse power or acceleration still twice as cheaper to insure. I think when i'm gonna be leaving Ireland i'll buy a 500eur turd and drive it to the back of a new ferrari or veyron!
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#67114
Re: Insuring an Import 5 Years, 3 Months ago Karma: 137
Also to add to this.

If the NCT says that a MR2 is fit for the road, then it should not matter what age it is. Some insurance companies won't insure a car once it reaches a certain age.
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#67117
Re: Insuring an Import 5 Years, 3 Months ago Karma: 72
I never had problems insuring jap imports, the only problem i had recently is the insurance companies dont want to insure cars over 20yrs old so i just went and got classic insurance its a lot cheaper.
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#67121
Re: Insuring an Import 5 Years, 3 Months ago Karma: 29
Who did you get classic insurance with spla? I couldnt even get a quote because Im under 30.
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#67127
Re: Insuring an Import 5 Years, 3 Months ago Karma: 2
I used a company called adrian flux insurance, not sure if they work for the south but you could try them.
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#67128
Re: Insuring an Import 5 Years, 3 Months ago Karma: 137
Adrian Flux will not cover cars in the south, I have asked them.
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#67129
Re: Insuring an Import 5 Years, 3 Months ago Karma: 30
I was with Campions last year ... and they allowed anyone over 24 to drive the car, I'm with Autoline this year, but I've not checked age limits with them. Both needed proof of a primary vehicle insured in your own name
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#67136
Re: Insuring an Import 5 Years, 3 Months ago Karma: 72
st182r wrote:
Who did you get classic insurance with spla? I couldnt even get a quote because Im under 30.

TurboD on here gave Jacks number, hes a broker, he managed to get me a quote with aviva but before i got his number i rang aviva directly they said they dont do classic insurance and allianz said the same but at least allianz said they will do it through a broker but they dont give you any broker contact details, im confused as to how all this insurance stuff works and what the logic behind it is.


Try him he should give you a quote but you need a car in your own name as daily driver and you will be asked for proof.
You can tell him max with the mr2 from longford is getting classic insurance too, maybe we will get a discount...
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#67137
Re: Insuring an Import 5 Years, 3 Months ago Karma: 47
Dammage83 wrote:
[quote]Why isn't shi*** european union not doing anything about it? If let's say i had my car driven and insured anywhere in EU they should honour my no claim bonus anywhere in EU. But nooooo, those thieving bastards can make there own rules. This is pure extortion at it's best!

The EU are doing something about it! Not related to Insuring but to VRT:

The Irish Government, actually gets fined millions each year for not complying with standard EU regulations set out, by imposing unspecified and illegal additional Vehicle Registration Taxes!

However - This fine is paid, on time, each year so there is no penalty and because they still make a significant profit from this unlawful measure, they still impose V.R.T. and will continue to do so until this fine is increased.

Ironically V.R.T. was initially introduced in the early 1980's as a short term, stop-gap measure
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#67140
Re: Insuring an Import 5 Years, 3 Months ago Karma: 70
Just to add to the VRT costs there is a challenge case going through the courts as far as I know challenging that the VRT tax that is charged is double taxation as the VRT price they give you is based on the open market value of the car as sold in Ireland. This value already includes VRT!!!

Can't wait to see the outcome of the case. Could be a lot of refunding to be done....
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#67142
Re: Insuring an Import 5 Years, 3 Months ago Karma: 137
I never even looked at it that way, but yes they are trying to charge VRT twice. Thanks for pointing that out Punky1068.
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#67154
Re: Insuring an Import 5 Years, 3 Months ago Karma: 15
I don't understand it either... in a year or 2 i can insured in a Twin Turbo 280bhp B4 subaru legacy no problem at all.. see an imported non-turbo mr2.. nope goodluck.. come back to us when your 40...
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